Frequently Asked Questions

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General questions

There are three options with varying benefit levels – Executive Gold, Standard Gold and Limited Gold. Executive Gold offer the highest tier of benefits followed by Standard Gold and then Limited Gold.

In addition to the Gold Series Plans, there are two additional plans that can be considered: Major Medical and the Supplemental Health Plans.

The plans are specifically developed for members of Credit Unions in Jamaica.

  • The plan segments its members into two age groupings – Under 45 years and over 45 years
  • The entry age under these plans is 18 – 70 years.
  • This is the only individual health plan that allows entry up to age 70 years. Please note that persons can apply for the health plan up to 3 months prior to their 70th birthday.

Persons can access these plans without the normal employer/ employee relationship.

Eligible dependents are spouses including common-law spouses, children, step-children, legally adopted children, or children for whom you have court appointed Guardianship.

Yes, coverage is extended to newborns from as early as 14 days up to their 19th birthday.

Dependent children who are resident in Jamaica and are full time students are covered to their 23rd Birthday (a letter from the school is required annually as proof of full-time student status)

The Supplemental plan is not a “stand alone” plan and therefore requires a base plan.

No, it can be a “stand alone” plan or it can be added to a base plan.

The Major Medical Plan covers in-hospital treatments only.